The HOA-Smart Realtor®

With a decade of specialized experience in HOA, POA, and community association management and over 20 years in real estate, Nancy Lowe brings a unique level of insight to today’s housing market. As a licensed Realtor® and certified community association professional, Nancy understands both the homes in a community and the governing documents, financial health, long-term planning, and operational realities that come with them.

Nancy has guided hundreds of homeowners, boards, and developers through the complexities of community governance, including budgeting, reserve studies, architectural compliance, resale disclosures, enforcement processes, and new-construction transitions from builder to buyer. This deep foundation allows her to protect buyers from unexpected issues, help sellers navigate compliance with confidence, and provide HOA-Smart guidance throughout every home sale.

Whether you’re buying in a covenant-governed community, selling in an HOA, or navigating new construction, Nancy delivers clarity, confidence, and peace of mind. With Nancy, you don’t just get a realtor; you get an informed advisor who knows how to safeguard your investment from contract to closing.